Aged care

The questions families actually ask, answered from the Government's own sources and the Elderberry directory.

Costs and fees

How Much Does a Nursing Home Cost in Australia? (2026)

What residential aged care really costs in 2026: the basic daily fee, means-tested care fee, RAD and DAP accommodation payments, with current government rates.

The Aged Care Means Test Explained: Fees, Caps, What Counts

How Services Australia assesses your income and assets for residential aged care, the maximum means-tested fee, annual and lifetime caps, and what is exempt.

What Is a RAD in Aged Care? RAD and DAP Explained

The Refundable Accommodation Deposit (RAD) and Daily Accommodation Payment (DAP) explained: how each works, how the DAP is calculated, and which suits your family.

How to Pay for Nursing Home Care in Australia

The ways families actually pay for residential aged care: lump-sum RAD, daily payments, combinations, and what happens with the family home and pension.

The 'Calculation of Your Cost of Care' Form (SA457)

What the SA457 means assessment form is for, who should lodge it, what happens if you don't, and how to complete it without a financial adviser.

Who Pays for Aged Care in Australia? How Funding Works

How Australian aged care is funded between the government and residents, what the subsidies cover, and which fees you can be asked to pay yourself.

Can a Nursing Home Take Your House in Australia?

No one seizes your home, but it can count in the means test. When the house is exempt, who counts as a protected person, and alternatives to selling.

What Is the Basic Daily Fee for Aged Care?

The basic daily fee every aged care resident pays: the current rate, how it is set at 85% of the age pension, what it covers and what it never covers.

What Happens If You Can't Afford Aged Care in Australia?

Low means does not mean no care: how supported places work, what the government covers, financial hardship assistance, and the steps to take now.

Applying for care

Types of care

Life in care

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